Tubal reversal is a very cost-effective option for those who want to have children after a tubal ligation. Thanks to the use of microsurgical techniques that allow the surgery to be an outpatient procedure, Dr Morice is able to offer tubal reversal surgeries at the lowest cost in the US at $5,250. However, this is also not cheap, and funding can be a concern for patients seeking a tubal reversal.
Below is a list of tubal reversal financing ideas for those who want tubal reversal surgery but are unsure how to pay for it.
Flexible spending account: A flexible spending account (FSA) can be set up through your employer or your bank. This allows money to be deducted from your income and set aside specifically for health-related costs. These often offer tax advantages, as the money is usually taken out as pre-tax dollars. Contact your HR representative to see if this is an option from your employer and speak with your bank to see if they have an FSA option.
Insurance coverage: Although it is uncommon, some insurance companies may cover some or all of the cost of a tubal reversal surgery. Contact your insurance provider to learn more about your options. If they say they will cover all or part of the cost, be sure to get it in writing. One person at the company may say yes while another says no, so cover all of your bases by getting the agreement to pay in writing!
Set up a payment plan with Dr Morice: Dr Morice, one of the country’s leading tubal reversal doctors who offers the lowest cost tubal ligation reversal surgery in the US, also allows you to set up a payment plan for your procedure. Although the fee ($5250) must be paid in full by the date of your surgery, you have the option to pay money towards your surgery on a monthly basis until you have the amount in full, similar to a savings account.
Open a separate savings account for your tubal reversal surgery: Put a set amount or percentage of your income into the account every month. If you use direct deposit, you can arrange for a set amount to automatically go into your savings account, so you don’t even have to move the money yourself. Not seeing the money helps ensure that you stick to the plan.
Cut expenses: Set up a budget for yourself, and stick to it! Think of downsizing on the things that might not matter that much in order to get the thing that will change your life forever: a baby. When you know that the money you or your family will save by having a home-cooked meal instead of going out will help achieve your goal of being pregnant, it becomes surprisingly easy to save. Common expenses that can be cut down are money spent on eating out, weekend entertainment, shopping, and cable subscriptions.
Increase your income: Pick up extra shifts at work, or consider getting a second job to help save for the surgery. If you do not already have a job, now is a good time to get one. The extra income can go directly into your savings account, getting you one step closer to pregnancy.
Tax refunds: Deposit your tax refund directly into your tubal reversal savings account.
There are many ways to finance a tubal reversal surgery and accomplish your dream of having a baby. The most important thing is to know your options. Speak with your bank, your insurance provider, and anyone else who manages your funds to learn more.
CareCredit: CareCredit is a healthcare credit card that can be used as a payment option for certain expenses not covered by insurance or to bridge situations when desired care exceeds insurance coverage. To help patients pay for tubal reversal surgery Dr.Morice accepts CareCredit, more information about tubal reversal financing visit here: —> tubal reversal cost